Plan with confidence
Home loan calculators
Run the numbers on repayments, borrowing power and upfront costs before you talk to a broker. Estimates update as you go.
Loan repayments
See what your regular repayments would be and how much interest you'll pay over the life of the loan.
Your repayments
Estimated, based on a constant interest rate.
How much can I borrow?
An indicative serviceability estimate using post-tax income and HEM-style living costs that rise with income. Assessed at the actual rate.
Estimated borrowing power
A guide only — lenders assess differently.
Stamp duty & government charges
Estimate the transfer duty, registration fees and grants that apply to your purchase.
Government charges
Estimate based on 2025–26 rates.
Extra repayments
See how paying a little extra each month, fortnight or week shortens your loan and cuts the interest you pay.
What you'd save
Compared with the minimum repayment.
Offset account savings
Money in an offset account reduces the balance you're charged interest on. See the impact over your loan.
Your offset benefit
Assumes minimum repayments stay the same.
Deposit goal
Work out how long it'll take to save your deposit at your current savings rate.
Time to your goal
Based on a NSW duty estimate when costs are included.
Compare two loans
Put two loans side by side, including ongoing fees, to see the true cost difference.
Loan A
Loan B
Side by side
Monthly repayment and total cost incl. fees.
Calculators your visitors love — and a pipeline you'll actually use.
Seven polished home-loan tools that answer the questions buyers ask first — wrapped in your brand, with every calculation quietly becoming a qualified conversation for your team.
What's inside
Loan repayments
Monthly, fortnightly or weekly repayments and total interest over the life of the loan, with a live balance-over-time chart.
Borrowing power
Estimates how much a buyer could borrow from income, expenses and commitments — calibrated to real lender serviceability.
Stamp duty & costs
Transfer duty, registration and transfer fees, foreign surcharge and first-home grants for all eight states — validated to the official revenue offices.
Extra repayments
Shows how a little extra each month knocks years — and tens of thousands in interest — off the loan.
Offset savings
Models how an offset balance reduces interest paid and brings the payoff date forward.
Deposit goal
Works out how long until a buyer hits their deposit, factoring in savings rate and upfront costs.
Loan comparison
Puts two loans side by side on repayments and total cost — and calls the winner.
Make it yours in minutes
Pick a starter theme — tap one below to try it live — then fine-tune the colours, fonts, result panel and graph in the admin until the calculator looks like a native part of the broker's website. No code, no developer.
More than a calculator — a mini-site you control
The latest version turns the calculator into a small marketing site the broker runs themselves from the App Command Centre — no developer, no waiting.
Your logo & header
Upload a logo or set the text, edit the tagline and intro, or strip the header back entirely when embedding inside an existing site. Each element switches on or off independently.
Custom themes — saved & shareable
Fine-tune colours and fonts, then save the look as a named theme so it's never lost. Download a theme file to back it up or move it between sites — or upload one we've built.
Done-for-you theme service
Not into fiddling with colours? Pay us to craft a pixel-perfect branded theme (logo included) and the broker simply loads the file on. Zero technical skill required.
Contact & broker pages
A polished Contact tab with each broker's bio, photo, phone, email and office. One broker shows a single page; a team shows a picker that opens individual bios — every enquiry lands in Leads.
SEO landing pages
Build keyword-targeted pages with their own clean URL slug, page title, meta description and H1 — automatically styled in your theme — and add them to the top menu or footer. Built-in tips coach the broker on each field.
Write with AI
Ask the built-in writer to draft a local-SEO page, review the draft Gmail-style before it goes live, and undo/redo as you refine. (Live in this demo; production connects to your own key.)
Users & access levels
Add team members with sign-in details and three access levels — super admin, broker, or leads-only — so everyone sees exactly what they should and nothing more.
Captured leads, centralised
Emailed results and contact enquiries flow into one Leads panel with the full scenario attached — turning every calculation into a follow-up.
Why brokers choose it
Instant & interactive
Figures update as you type or drag. Sliders, presets and editable fields on every calculator — no “calculate” button to chase.
Mobile-first & responsive
Reflows cleanly from desktop to phone. Tabs wrap, inputs resize, nothing gets clipped.
Accurate to the cent
Stamp duty checked against every state revenue office. Numbers you can put your name to.
No-code rate admin
Update brackets, fees, grants and thresholds in a visual editor with a live preview. When the budget changes, you change it — no developer.
Your brand, your colours
Match fonts and colours to your website from the Appearance panel. It looks like your site, not a third-party widget.
One lightweight file
Drops into any site or page builder. Fast, self-contained, and yours to host.
Every calculation is a lead opportunity
Most calculators answer a question and lose the visitor. This one turns the moment of peak intent into a conversation your team can pick up.
They run their numbers
A visitor explores repayments, borrowing power or upfront costs — and gets a clear answer in seconds.
They ask for the results
One tap on “Email me these results” captures their details alongside the exact scenario they were looking at.
You follow up warm
The lead and their full scenario land in your admin dashboard — a qualified conversation starter, not a cold name.
Three steps to live on your site
Drop in the file
One self-contained file embeds into any page builder or theme — WordPress, Squarespace, a plain HTML page, anywhere.
Set your rates & theme
Use the no-code admin to confirm rates and match your brand colours and fonts, with a live preview as you go.
Start capturing leads
Visitors calculate, you collect. Every scenario becomes a follow-up while their intent is still hot.
Every scenario on your site is a deal waiting.
Give buyers the answers they want and give your team the conversations they need — from one calculator that already looks like it belongs on your site.
Stamp duty rates effective: —
These calculators provide estimates for general information only and do not constitute financial or credit advice. Results assume a constant interest rate and don't account for rate changes, fees not entered, redraw conditions, or your individual circumstances. Stamp duty, government fees, lenders mortgage insurance and first-home-buyer concessions vary by state and change over time — the figures here are indicative and should be confirmed against the relevant state revenue office and your lender. Tax estimates use 2024–25 resident rates. Speak with a licensed mortgage broker or financial adviser before making decisions.